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May 2016
May is for Mothers

Our staff at Insurance Resources would like to wish a Happy Mother’s Day to all our moms out there. We recognize your hard work and sacrifices you make on a daily basis to keep the households running smoothly. 

Do you know your value as a Mom? If you had to replace all you do, you would be shocked at the amount it would cost. Most families recognize the need to have Life insurance for the main bread-winner (often the dad), but they neglect to recognize the importance of also protecting against the loss of a mother’s life, even if she is not bringing home a paycheck.

We want to protect your entire family, whether it's from a disaster or accident. Whether you have Life insurance elsewhere, or haven't decided to purchase coverage yet, we encourage you to reach out to our Life agents. We have access to many financially strong carriers offering competitive premiums for whatever type of Life insurance need you may have.

As always if you have any questions on the types of insurance we offer, please feel free to contact us.
 

-Anita Crockett Ford, Principal/Owner
Open House Today!

 

As an insured and friend of Insurance Resources we want to invite you out to our Open House fiesta this Thursday, May 5th from 3:30 - 6:00 PM. We will have Cinco de Mayo inspired drinks and snacks for all our guests!
Thanks for Your Support of Alpha House!
 


Insurance Resources is a proud supporter of Leadership St. Pete's Class Project for Alpha House of Pinellas County. As mentioned in our previous newsletters, Alpha House provides supportive services to pregnant women and teens & families experiencing crises pregnancies. We encourage you to view what our agent Brian Ford and his team have done at their facilities at 701 5th Ave. N., St. Petersburg.
Fraudulent Claims Bring About Policy Language Changes


The rising number of fraudulent water and roof damage claims has resulted in many carriers limiting coverages and revamping policy language. Read more about what Citizens is doing to combat the fraudulent claims in our latest blog. Doing so may save you if you were to suffer a loss. Read more in our latest blog post!
TypTap Insurance Appointment
 

We are excited to announce our recent appointment with TypTap Insurnace. A subsidiary of Homeowners Choice, TypTap began offering stand alone private market flood options for Floridians in 2016. TypTap's premiums are extremely competitive and offer a viable alternative to the NFIP policies so many of us have. There are some benefits and drawbacks to coverage so we encourage you to reach out to your agent to discuss all your options.

Life Insurance

What you need to know

Life insurance is something you have heard about numerous times, but do you know what it is?  Below is a basic overview of the coverages and concepts behind it: 
  • There are two main types of life insurance policies: Term Life and Whole Life.
  • Term Life provides coverage for a certain number of years (a term) for a level premium. The premiums are typically cheaper the younger you are and become substantially higher the older an individual gets
  • Whole Life provides coverage for your entire life. The death benefit is usually less than Term's, but the policy can build cash value unlike Term Life.
  • The amount to purchase is specific to each person and the needs of their beneficiaries.  
Purchasing a life insurance policy doesn't need to be difficult.  Contact your Insurance Resources agent today to determine the right policy for you.
 

Local Events




May 6-7 - PARC's 42nd Annual Golf Weekend presented by Raymond James.  Come enjoy the fun for the Friday night Kentucky Derby themed party or meet us on the golf course for Saturday's festivities.  Click here for more info. 

May 7-8 - 
Brocante Market.  Is your wallet burning a hole in your pocket? Do you like to shop till you drop? Great! Come to Brocante Market. St. Pete's ONLY monthly vintage market! 15,000 square feet of vintage goods sourced by 50+ Brocanteurs. Located at 2200 2nd Ave S, St. Petersburg.  Click here for more info. 

May 7- May Day Race.  Come join all the action in this day filled with competitive and fun races!  Along with the main race, there will be food, beverages and a Kids Dash for Cash.  This event will sell out so register early!  Click here for more info. 

May 21- Hippie Dash 5K.  Feeling groovy?  Join this race of Peace, Love and Goodwill!  All proceeds go to Goodwill's programs for adults with disabilities.  This race is far out so be sure to register!  Can you dig it?  Click here for more info. 


May 22- Isle of Capri Civic Association's All American Free Picnic.  Come join your friends at Insurance Resources from 2PM to 5PM for a family filled day at Roselli Park. There will be free food, live music, games, and prizes. The Treasure Island Police Department will also be offering free pet and bike registration.

*Please contact us if you wish to have your event published in our newsletter.
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