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Dead Day Job Army

I know what I’m asking you to give up.

Paying this monthly subscription means one less date night, or one less coffee a day, one less shopping trip, one less video game, one less pedicure a month.

I know every dollar counts and I know your time is precious. I understand what is at stake. What if you do this and nothing changes? What if this doesn't work?

I can't make any guarantees (literally, it's illegal for me to make any guarantees as a Registered Investment Adviser!), but what I can tell you is that I have dozens of 1-1 clients, I've met with hundreds of people for brunch, workshopped with hundreds more, and I know the work it takes to change your financial situation.

That feeling when you know exactly where your money is going every month, that your investments are in the right place, that you're paying down your debt and growing your savings, that you can quit your job and be okay next month, that the wealth you've created is protected, this is what we will be building together.

This is also what is at stake.

The financial industry is designed to take advantage of People of Color and poor people.

From how we bank, to our how credit scores are calculated, to how we are kept in the dark about investing, to how we pay our taxes, the system is setup to make sure the people on top keep on winning and the rules change all the time.

What if you not only knew the rules, but knew exactly how to apply it to your own financial situation?

What if you were able to not only reverse your financial mistakes, but were able to start making the rules work for you?

Sliding Scale Rates

After thinking about the cost and getting some good feedback from folks on it, I am changing the payments to sliding scale. This is how it will work:

$30/month if you make $30k or less + $10/month for every additional $10k you make (i.e. if you make $60k, you pay $60/month)

By making it sliding scale, we ensure that everyone has access to financial planning, regardless of their financial situation. 

Learn more and apply here

Here's a rundown of all the pieces we will be putting together for your financial plan: 


Financial planning isn't just about investments or budgeting. It's about it's about getting to the root of what you really value and learning how to use money as a tool to help you reach your goals and live your best life. Here's how we'll do it:

MONTHLY CASH FLOW: Know exactly how much you're making and spending each month and be able to plan where you want it to go.

DIVERSIFYING YOUR INCOME: Whether you want to build side income to supplement your current income or create a plan for starting your own business and working for yourself, we'll talk about how to build multiple streams of income.

SAVINGS & ACCOUNT ORGANIZATION: No more guessing how much you can put away each month and where to put it. Know much to put towards savings and streamline your bank accounts

CREDIT ANALYSIS: You will learn how to review and analyze your credit score/report so you know exactly how to increase your score over the next 1-2 years and be in a good position to reach big goals

DEBT PAYDOWN: Should you do a balance transfer? Consolidate? How do you manage student loans? What are your best options are for paying down debt while still saving?

INVESTMENTS: Should you be contributing to your 401k? Traditional or Roth? How much should you start investing each month? What should you invest in?

TAX PLANNING: Are you maximizing your current tax situation? What can you deduct as an employee or freelancer? Are you letting the government borrow too much of your money?

INSURANCE: We'll go over your health, life, disability, home/renters/auto insurance, oh my! We'll make sure the assets you've built are properly protected.

ESTATE PLANNING: We'll talk about what will happen (to your money) when you die. Do you need Will? Health care proxy? Power of Attorney? All of the above? Are your beneficiaries listed correctly?
Learn more and apply here

 

I am taking up to 10 people who are ready to make real financial change and put in the time, work, and commitment to make it happen.

For this first cohort, we are starting at the hardest time of the year, right before the holidays and the end of the year. This is usually a time of year where people say fuck it, I’ll wait until January, and ride out the last two months with their fingers crossed.

If you’re ready to start the work to change your relationship with money before the end of the year is over, the first Dead Day Job Army cohort may be right for you.

See it how works and apply here

Here for you.

feel free to reach out to pam@brunchandbudget.com if you have any other questions!

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