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Georgia Primary Bank - Primary Notes - Quarterly Online Newsletter
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Featured In this Issue:
 
Letter from the President
Employee Spotlight - David Thompson
New Mortgage Services
Breakfast is Served
David Coxon Joins Buckhead Coalition
Open An IRA Today
Cyber Security Center
 

Volume 2, Issue 1

Letter from the President

Atlanta is Back! Spring is here. We can all enjoy one of the most beautiful seasons of Atlanta and take advantage of all this city has to offer. A new Braves Stadium and baseball season, our new soccer team, Atlanta United, a new Falcon's stadium, the many festivals all around the city and the return of a strong housing market. It is unmistakable that Atlanta is back and booming.
How far have we come? The first post-World War II census (in 1950) showed Atlanta to be the 23rd largest metro area in the United States with a population of 670,000. Atlanta's population size was slightly ahead of nearby Birmingham but somewhat smaller than Seattle. After WWII, Atlanta's population exploded expanding 136 percent between 1980 and 2007. This expansion outpaced the three fastest-growing major metropolitan areas in the U.S., all in the South: Dallas-Fort Worth, Houston and Miami. Today Atlanta is the 9th largest metro area in the United States.
(1)

In 2007, the phenomenal growth this wonderful city had experienced came to a halt. While it has taken Atlanta a long time, our local economy has come back. We are blessed to be in one of the most vibrant cities in the world. So much of this region's growth is tied to real estate, unlike most large cities, because Atlanta has no natural barriers to growth.

Once again everywhere you look, construction cranes dot the horizon. New businesses and restaurants are popping up like hothouse flowers. Young people are flocking to Atlanta like no other area in the Southeast.

The culmination occurred recently, when our new soccer team, Atlanta United, played its first two games in front of a packed house. The flag that was raised was one of the Phoenix, the mythical bird that rises from ashes, the symbol of this great city. And the Phoenix represents the unsinkable spirit of Atlanta as we rise to meet any challenge we may face.

For the last 10 years,we at Georgia Primary Bank, are proud to have been a part of this wonderful city, and we are looking forward to the next ten. Like the Phoenix, we will always rise to meet even the toughest challenges that come our way, thanks in part to you and your steady commitment to our bank. The future is bright and I am incredibly optimistic about our potential for growth and profitability. And for that, I thank each and every one of you. 
(1) as estimated by the United States Census Bureau
New Mortgage Services!
 
As mentioned above in The Letter From The President, Atlanta's economy is bustling and the housing market seems to be back to pre-recession levels. What better way to provide full service to our clients than to add mortgage lending to our ever growing list of products and services.
David Thompson, Branch Manager and VP at Georgia Primary Bank, is leading the effort to connect our clients with mortgage services that meet their needs. "Since joining the bank, I've seen a lot of demand from clients for home financing. The demand has been for everything from jumbo to conventional mortgages. Most of our business clients own their own homes and need someone who can explore their mortgage options for them without taking much time away from their business" David says.
Phil Beaudette, EVP of Lending said, "We are grateful that we now have the opportunity to leverage Triumph Mortgage's 25 years in the mortgage business".

Our mortgage services are powered by Triumph Mortgage out of Memphis, Tennessee. Through Triumph, we are able to offer a full line of mortgage products including Jumbo, Conventional (both fixed rate and adjustable), FHA Loans, Freddy Mac and Refinance loans. David added, "We are just beginning to roll out our mortgage programs powered by Triumph and have already started processing and closing deals in our pipeline. The client feedback has been very positive. Clients love the fact that their bank can now handle the mortgage process for them".
If you are interested in learning more about the mortgage products and services we offer, please contact David Thompson at 404-504-8307 or
david.thompson@georgiaprimarybank.com.

 

 

Congratulations to our own David Coxon!

We are so excited that David had been chosen as the newest member of the Buckhead Coalition! This invitation only association has a limit of 100 members who contribute to Buckhead’s economy.

This nonprofit civic association’s official mission is to “nurture the quality of life and help coordinate an orderly growth”. The Buckhead Coalition also works to promote Buckhead and operate the Better Community Political Action Committee.

Open an Individual Retirement Account at Georgia Primary Bank today!
Employee Spotlight
 David Thompson
Vice President, Branch Manager

“I truly enjoy coaching and developing teammates for the next steps in their careers. I personally measure my own success through the success of my teammates. I also enjoy understanding clients’ stories and developing solutions that match their needs.”

 You can tell a lot about a manager by his philosophy of his job. David embraces the attributes that make up a natural leader. He puts customers and his staff first and both groups adore him. He always has a smile on his face, is fun to be around and is happy to help anyone in any way. He manages by making everyone around him be the best they can be, which in turn makes our bank the best it can be.

David grew up in Macon, Ga. where he was a boy scout. An interesting fact to note here is that our President and CEO was his Boy Scout Leader! David went on to be an Eagle Scout. He is the oldest of 3 siblings and has 7 nieces and nephews. 

David attended UGA graduating with a degree in journalism and a minor in Theatre. He received an MBA from Georgia State. David is also fluent in French after taking it for 7 years.

He has now lived in Atlanta for 17 years and loves it. He lives in Morningside and has two toy poodles, Puddles and Landon.  David is an avid health enthusiast: he is a vegetarian and wakes up every morning at 4AM to go to the gym, now that is commitment. Outside of the office, David enjoys international travel and cooking.

Next time you are in the office make it a point to stop and say hi (in French or English!).


 

 Breakfast Is Served!

There is a longstanding tradition at Georgia Primary Bank. The team that loses the annual bowling employee outing has to cook breakfast for the bank. Breakfast was delicious and a lot of fun.  Here is to the chefs!

Cyber Security Center - What You Need to Know


Shopping for W-2's and Tax Data on the Dark Web

Pictured in the screenshot above is a cybercriminal shop which sell the usual goods - stolen credit card data, PayPal account logins, and access to hacked computers. But hidden beneath the "other" category of goods for sale by this fraud bazaar is an option not previously encountered on these ubiquitous, cookie-cutter stores: A menu item advertising "W-2 2016".

The data in each record includes the taxpayer's employer name, employer ID, address, taxpayer address, Social Security number and information about wages and taxes withheld.

Tax refund fraud affects hundreds of thousands, if not millions, of U.S. citizens annually. Victims usually first learn of the crime after having their returns rejected because scammers filed before them. Here are some tips on avoiding this ID theft headache:
  • File before the fraudsters do it for you Your primary defense against becoming the next victim is to file your taxes at the state and federal level as quickly as possible.
  • Get on a schedule to request a free copy of your credit report By law, consumers are entitled to a free copy of their report from each of the major bureaus once a year. Put it on your calendar to request a copy of your file every three to four months, each time from a different credit bureau.
  • Monitor, then freeze Take advantage of any free credit monitoring available to you, and then freeze your credit file with the four major bureaus. A freeze can help you stop ID thieves from opening new lines of credit in your name. However, note that neither a credit freeze nor credit monitoring will stop ID thieves from filing a fraudulent refund request with the IRS in your name.
  • File form 14039 and request an IP PIN from the government This form required consumers to state that they believe they're likely to be victims of identity fraud. Even if thieves haven't tried to file your taxes for you yet, virtually all Americans have been touched by incidents that could lead to ID theft - even if we just look at the breaches announced in the last year alone.
This is an excerpt from an article that appeared January 31st, 2017 in KrebsOnSecurity by Brian Krebs. If you are interested in reading the full article, find more details here
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3880 Roswell Road, Atlanta, Georgia 30342
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