Georgia Primary Bank - Primary Notes - Quarterly Online Newsletter
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Volume 1, Issue 2
Included in this issue:

Letter from the President
Community Involvement
Employee Spotlight - Brett Timmer
Home Equity Line Of Credit
Employee Promotions
Cyber Security Center - FDIC's Guide to Cybersecurity

Letter from the President

Memorial Day weekend marked the unofficial start of summer. School is out, the days are longer, and our pace becomes a bit more languid. Our thoughts turn to days we hope to spend on hot breezy beaches. Our toes in the sand, some light reading and a cold beverage will be rejuvenating diversions from the stress of day to day life. Or maybe we will escape to the mountains for cooler weather, fishing in a cold trout stream or hiking a trail. Some of us can take advantage of the longer days by working on long neglected home improvement projects.  

One of our goals at Georgia Primary Bank is to help our clients build happy summertime memories of time spent with family and friends. Vacations, weddings, boating at the lake, camping or, as mentioned, home improvements can all be part of a happy, productive summer. 

A recent survey* indicated that 64% of Americans experience stress at some time over their financial situation. We can help alleviate financial stress by offering our help to those who want a much-needed getaway, or to finish the long postponed home improvement project but are worried about cash on hand.  Our Home Equity Line of Credit can help pay for the dream vacation or home improvements that our clients may be dreaming about. Plus, for a limited time, we are offering an introductory rate of 1.79% APR for 9 months on our Home Equity Line of Credit. (Please see our ad in this issue for details).

Life should not be spent endlessly worrying about money - it is the memories of happy times spent with family and friends that matter most. Let us help. Enjoy your summer! 

David Coxon, President and CEO, Georgia Primary Bank

*American Psychological Association, Stress in America Survey, Feb 4, 2015 

Home Equity Line Of Credit 

Important Information About Your New Chip Card

Georgia Primary Bank recently sent out new debit cards embedded with the newest chip technology.  This chip adds an added layer of secutiry providing greater protection against fraud. The new chip card will also make traveling easier and more convenient with its world wide acceptance. the card continues to have the traditional magnetic strip on the back, enabling you to use it at merchants without chip-enabled terminals.

How It Works
  • Merchants, such as a grocery store, may ask you to insert your card into the terminal or they may ask you to swipe the magnetic stripe
  • If you are asked to insert the card, look for a slot on the bottom-front of the terminal and insert your card face up with the chip first.
  • Leave your card in the terminal until the transaction is complete.
  • The terminal will prompt you to sign or enter a PIN to validate your identity.
  • Take your card when prompted and don't leave it behind.

Congratulations to our recent employee promotions! Peggy Petty (top) was promoted to Assistant Vice President, Loan Operations Manager and Beth Szala (bottom) was promoted to Assistant Vice President, Cash Management Treasury Services. Well deserved you two!

Community Involvement

We are always proud of our employees when
they volunteer their time to worthy causes. 
Here Brett Timmer, coaches a NYO (NorthsideYouth Organization) baseball team,appropriately enough called The Braves!  See Employee Spotlight to learn more about Brett. 


Employee Spotlight

Brett Timmer joined Georgia Primary Bank as a Senior Credit Analyst and Banking Officer in August 2015. A desire to be closer to family and to escape the cold Michigan winters spurred Brett and his wife to move south. Prior to joining us, Brett spent three years as a credit analyst for Chemical Bank in Grand Rapids, Michigan. Brett's experience includes underwriting various commercial loan products including commercial mortgages, term loans, lines of credit and SBA facilities. 

He began his career with Chemical Bank upon completing his BA in Economics & Management from Albion College. During his four years at Albion, Brett pitched for the baseball team and volunteered as a mentor at a local elementary school. Brett also volunteered for local youth baseball teams and continues to do so at NYO in Buckhead.

Asked what Brett enjoys about his job at the bank Brett stated, "I enjoy analyzing new borrowers' financial statements, understanding their business, and providing the right financing to help the company achieve its goals."

Outside of the office, Brett enjoys spending time with his wife, Kari, exploring Atlanta, and playing various sports such as slow-pitch softball or golf. 


Georgia Primary Bank was the main sponsor of the Chastain Park Conservancy's Wine Event on April 23rd, 2016. It was a lovely evening and a great night for fundraising for the Conservancy. We are proud to be associated with such a great organization.

Cyber Security Corner - What You Need to Know

FDIC Publishes a Bank Customer's Guide to Cybersecurity
The Website above is a special edition of consumer newsletter feature tips for preventing online fraud and theft. 

Consumers increasing rely on computers and the Internet for everything from shopping and communicating to banking and bill paying.  While the benefits of faster and more convenient cyber services are clear, the strategies for preventing online fraud and theft may not be as well-known by many bank customers. That is why the FDIC has produced a special edition of the agency's quarterly FDIC Consumer News (Winter 2016) entitled "A Bank Customer's Guide to Cybersecurity."  Here is a listing of the articles and other features in this special issue.  We encourage everyone to visit this website and learn better ways to protect yourself and your computer. 
  • Safety precautions to take before connecting to the Internet with a personal computer, laptop, smartphone or tablet.
  • Tips on how to avoid identity theft online.
  • What to know about the roles that banks and the government play in protecting customers.
  • Additional resources from the FDIC that can help educate consumers.
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