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Ontario Securites Commision - Investor offices
Investor News
June 13, 2018
June is Seniors Month

June is Seniors Month, and all month long the OSC Investor Office is providing resources and hosting events for older investors. This issue of Investor News​ is focused on issues and information for people as they grow older.

Growing Older

Growing Older

Our investor website has many tools and resources for older investors. Here are a few things to think about: 

Retirement Budget Worksheet

Retirement Budget Worksheet

What will your retirement look like? Planning for retirement starts with knowing what you earn and what you spend. Use our Retirement Budget Worksheet to see the difference between your income and expenses before and after you retire.

Visit for more popular tools and calculators to help you with your finances.


OSC Seniors Strategy

The OSC recently published its Seniors Strategy (OSC Staff Notice 11-779) as part of our ongoing efforts to deliver strong investor protection and responsive regulation.

Our vision is a stronger and more secure financial future for all Ontario seniors. The Seniors Strategy contains a comprehensive action plan of new policy, operational, research, educational and outreach initiatives the OSC is pursuing in relation to older individuals and our plans to continue building on existing initiatives. 

Read about the OSC Seniors Strategy in The Globe and MailInvestment Executive,, BNN Bloomberg, and The Insurance and Investment Journal. 


The OSC is seeking new members for its Seniors Expert Advisory Committee (SEAC).

The SEAC advises staff on securities-related policy and operational developments that impact older investors and provides input on the OSC’s related education and outreach activities. The current SEAC’s term will soon be expiring, and we thank the outgoing members for their valuable contributions towards the development of the OSC’s Seniors Strategy.​ Learn more

Investing As We Age

Investing As We Age Research Study

The data tells us that people are living longer than ever, and older Ontarians make up a growing portion of the population. At the same time, the financial lives of individuals aged 65 and older are becoming more complex. Read the Seniors Strategy to learn more about some of the research and data that informed its development.

Additional Investor Office research, including our recent Investing As We Age study, can be found on our research page.


RRSPs and TFSAs are two popular ways people choose to save for retirement. Use our calculators to help you plan.

RRSP Savings Calculator
Use this calculator to estimate how much your RRSP could be worth at retirement and how much income it could provide each year.

TFSA Calculator
We also have a calculator for you to estimate the value of the investments in your TFSA when you’re ready to withdraw them, and how much in taxes you could save.

Protecting Your Financial Information

Protecting Your Financial Information

Keeping your personal financial information safe is one way to avoid becoming a victim of financial fraud or identity theft. As an investor, use this checklist to help keep your financial information safe.


Teletownhalls are a way for the Investor Office to connect with thousands of Ontarians at a time. Teletownhalls work much like a call-in radio show where OSC staff provide information, answer questions and conduct live polls over the course of one hour.

Our upcoming teletownhall in June is being held as part of our Seniors Month activities and will focus on recognizing and preventing different types of investment fraud. Join us on June 14 from 6:30-7:30 pm to learn more about spotting some common scams and ask OSC experts your investing questions. Register here


Investor News

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Proposed Changes on Post-trade Transparency Requirements for Government and Corporate Debt Securities

Comments due: August 29, 2018

The CSA published for comment CSA Staff Notice 21-323 Proposal for Mandatory Post-Trade Transparency of Trades in Government Debt Securities, Expanded Transparency of Trades in Corporate Debt Securities and Proposed Amendments to National Instrument 21-101 Marketplace Operation and Related Companion Policy.

Learn more


Proposed Changes to Derivatives Registration Rule

Comments due: September 17, 2018

The CSA published for comment Proposed National Instrument 93-102 Derivatives: Registration and Proposed Companion Policy 93-102 Derivatives: Registration. The Proposed Instrument establishes a new regime for the registration of dealers and advisers transacting in the over-the-counter derivatives markets in Canada.

Learn more




Always know the 10 most recent OSC investor warnings and alerts by bookmarking this Fact Card or embedding it on your website or blog.


Caution urged for Canadians investing with crypto-asset trading platforms

The Canadian Securities Administrators (CSA) is urging Canadians to be cautious when considering buying crypto assets through trading platforms.

Learn more


BTCReal, BitSerial, Hypercube Ventures LP, CabinCoin OÜ, and BaapPay Inc.

The OSC is warning investors about BTCReal, BitSerial, Hypercube Ventures LP, CabinCoin OÜ, and BaapPay Inc. These firms appear to be involved in schemes that target Ontario investors and encourage them to trade or invest in cryptocurrencies. Learn more



Metainvesting also operating as Meta Investing and doing business as metainvesting[DOT]com is not registered in Ontario to engage in the business of trading in securities. Learn more


B.M.O. Ltd.

B.M.O. Ltd. is not registered in Ontario, Canada to engage in the business of trading in securities. Learn more


BitConnect, BitConnect Coin and the BCC Exchange

BitConnect manages the websites bitconnect[DOT]co and bitconnectcoin[DOT]co, where it claims to operate an online exchange platform known as the BCC Exchange. BitConnect, the BCC Exchange and representatives of BitConnect are not registered in Ontario to solicit investments or provide advice on investing in, buying or selling securities. Learn more


IOSCO Investor Alerts

Stay informed about the latest international investor warnings and alerts by visiting the International Organization of Securities Commissions (IOSCO) Investor Alerts Portal.




Investor Office Teletownhall

June 14, 2018

Teletownhalls are a way for the Investor Office to connect with thousands of Ontarians at a time. Teletownhalls work much like a call-in radio show where OSC staff provide information, answer questions and conduct live polls over the course of one hour.​



OSC in the Community

OSC staff are taking the Commission's regulatory mandate from Bay Street to Main Street with seminars on preventing fraud and making informed investment decisions.

  • ​Toronto (Etobicoke) - June 13, 2018
  • Toronto (North York) - June 15, 2018
  • Ignace - June 20, 2018
  • Geraldton - June 22, 2018
  • Markham - June 26, 2018
  • Mississauga - July 17, 2018
  • Newmarket - July 19, 2018

Learn More

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Learn to recognize these 7 signs of financial elder abuse.

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