Investor Office
February 12, 2016
Equity Crowdfunding: A Primer for Ontario Investors

We're in the middle of Registered Retirement Savings Plan (RRSP) season, which means that many people are currently debating if and how they should be contributing to their RRSPs before the 2015 contribution deadline on February 29. Before making any decisions, make sure you understand how your RRSP works and the ways that it can help you save for your future.

RRSPs are a popular choice for Canadian investors because the contributions that you make to them are tax-sheltered, meaning your portfolio can grow without being taxed until you withdraw funds. However, there are a number of rules and considerations around RRSPs, including how much you’re allowed to contribute in a given year, the kinds of investments you can hold in them, and how long you can keep an RRSP account open. Learn more about what’s involved with opening, contributing and withdrawing from an RRSP with our guide on how RRSPs work.




Take the Love & Money Quiz

Are you and your partner on the same page when it comes to money? Is one a seasoned saver and the other a risk-taker? No matter what your individual styles are, there are always solutions for working together. Spend some time this Valentine's Day getting to know each other’s money habits and learn how each of your strengths can help you achieve your financial goals by taking the Love & Money Quiz.



Meet Naizam Kanji, Director of the Office of Mergers and Acquisitions

Naizam Kanji is the Director of the OSC's Office of Mergers and Acquisitions, a new team that helps protect investors during acquisition and control transactions. Naizam recently spoke with the Investor Office to discuss the role that his Office plays in Ontario’s capital markets and how it’s levelling the playing field to help out small investors.



Find Your Tax Savings with the Investor Office's TFSA Calculator

How much money could you be saving by holding your investments in a Tax-Free Savings Account (TFSA) instead of a non-registered account? Get an estimate with the Investor Office's new TFSA Calculator and learn more about the benefits and considerations of using a TFSA with the resources available at



Investor Office's Crowdfunding Guide in the News

The Globe and Mail recently featured the Investor Office’s new equity crowdfunding guide in Rob Carrick's Carrick on Money newsletter, noting that the guide should be read to prevent a costly investing mistake. Visit to read the guide and learn about the risks of equity crowdfunding.



Get Answers to Your Investing Questions

"How do I find out if my financial advisor is registered?"

"How can I tell if an investment pitch is a scam?"

The investment world can be complex. Get clear, unbiased answers to your questions from a trusted source at Re: Investing.





OBSI Independent Evaluation

Comments due: February 19, 2016

This year, the Ombudsman for Banking Services and Investments (OBSI) is required to undergo an independent evaluation of its operations and practices for investment-related complaints. An independent evaluator has been appointed and has invited stakeholders to submit comments. Learn more.


Mutual Fund Risk Classification Methodology

Comments due: March 9, 2016

The Canadian Securities Administrators (CSA) are accepting comments for a proposed mandatory standardized risk classification methodology for mutual funds and exchange-traded funds. Learn more.




Depix Holdings Limited

The OSC added Depix Holdings Limited, operating as BinaryTilt, to its Investor Warning List on January 22. Investors are warned that Depix Holdings Limited is not registered in Ontario to trade securities or to advise anyone regarding investing in, buying or selling securities. Learn more.


Sumo Forex Limited

On January 22, the OSC added Sumo Forex Limited to its Investor Warning List. Sumo Forex Limited is not registered in Ontario to trade securities or to advise anyone regarding investing in, buying or selling securities. Learn more.


Key Dates


OSC in the Community: Protect Your Money

  • Toronto - February 17, 2016

OSC staff are taking the Commission's regulatory mandate from Bay Street to Main Street with seminars on preventing fraud and making informed investment decisions. Learn more.

oscar - owl arrow

Here's a tip!

Did you know that there are several different kinds of RRSPs? Take a look at the differences between 3 common types of RRSPs!

Investor News icon

Investor News Archive

Visit to find past issues of Investor News.

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -