Ontario Securites Commision - Investor offices
Investor News
April 21, 2021
Self-Directed Investors: Insights and Experiences

The Ontario Securities Commission (OSC) today published a new study focused on the recent experiences of self-directed investors, also known as do-it-yourself (DIY) investors.

Approximately 10% of self-directed investors surveyed opened their account since the pandemic began. The study looked at who are self-directed investors, why some people choose to invest on their own, and where people get their investing information. Learn more

Self-Directed Investors: Insights and Experiences

The majority of self-directed investors are male, and more than half are either young or retired and have graduated from university. Many self-directed investors say they enjoy buying and selling investments on their own. However, their experience is not always seamless as 10% had trouble accessing their accounts and 17% had issues completing a trade during the pandemic. Learn more

Self-Directed Investors: Insights and Experiences

When it comes to making decisions, 13% of self-directed investors use information found on social media, but most investors rely on their own personal experiences with a company, the financial performance of the company, and the ease of making the trade. Learn more

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Stock Market Basics

The stock market is a network of stock exchanges, which includes the Toronto Stock Exchange, where investors can buy and sell shares of public companies. You can also find exchange-traded funds and other securities. Learn more

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First-Time Investor Mistakes

As a first-time investor, you may face situations where your emotions or inexperience results in a regrettable financial decision. You shouldn’t be overly discouraged since all investors, even experienced ones, make the occasional mistake. Take a look at these 10 common first-time investor mistakes to help you avoid early pitfalls. Learn more

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Cannabis Investing

There are now many businesses that operate in the cannabis industry. Some investors believe there is high growth potential and are amongst the first people to invest. When you invest in the cannabis industry, like any emerging sector, you’re exposed to different types of risk that can affect your potential return. Learn more

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Self-Directed RRSPs

A self-directed registered retirement savings plan (RRSP) is an account that gives you more control over your retirement savings. You decide which investments to hold, and when to buy and sell. You are also responsible for doing your own research and tracking your progress. Learn more

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Fear of Missing Out

Are you investing for the right reasons? The fear of missing out, or FOMO, can lead to irrational investment decisions that harm your finances. You may be tempted to chase the latest "hot stock" or investing trend without understanding if it fits your investment goals or risk tolerance. Learn more

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Teaching Children About Money

Teaching your child good money habits can help them develop important life skills. You can play an important role in guiding a child's ability to grasp basic financial concepts and help them understand core money values like distinguishing between needs and wants. Learn more

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The Cranial Cash Clash

How much do you know about finances and investing? The Cranial Cash Clash is a financial literacy game that helps you test your knowledge on important topics like spending, saving, investing, debt and investment fraud.

Visit for more free articles, tools and calculators to help you with your finances.

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Protection of Older and Vulnerable Clients

The Canadian Securities Administrators (CSA) is on track to publish the final amendments that will enhance the protection of older and vulnerable clients across Canada, in early summer 2021.

CSA staff expect the final amendments will be similar to the changes proposed in March 2020 and come into force on December 31, 2021, subject to all necessary approvals.

The amendments are part of the CSA’s strategic goal to enhance investor protection by providing registrants with tools and guidance to address situations involving potential financial exploitation or diminished mental capacity, when working with older and vulnerable clients. Learn more

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Framework for Compliance for Crypto Asset Trading Platforms

The CSA and the Investment Industry Regulatory Organization of Canada (IIROC) recently published a notice outlining securities law requirements that apply to crypto asset trading platforms (CTPs) and how they may be tailored by regulators for the CTPs business model. Learn more




Proposal to modernize registration information framework

Comments due: May 5, 2021

The CSA is proposing targeted changes to provide registered firms and individuals with greater clarity on what information is required as part of the registration process, while also improving the quality of information received by regulators. Learn more




Always know the 10 most recent OSC investor warnings and alerts by bookmarking this Fact Card or embedding it on your website or blog.


Kirther Investment & Trading Inc.

Kirther Investment & Trading Inc., found at www[dot]kirtherinvestment[dot]com, is not registered in Ontario to engage in the business of trading in securities. Learn more



Fortraders, found at www[dot]fortraders[dot]io, is not registered in Ontario to engage in the business of trading in securities. Learn more


COVID-19 Fraud Alerts

Watch our COVID-19 fraud alert video series. Fraudsters are exploiting the fear surrounding economic conditions and the COVID-19 pandemic.

Fake government messages. Be careful of fraudsters posing as government agencies or departments by text or email.

Financial representative impostors. Be on alert for fraudsters posing as your bank or investment firm advisor.

Quick High-Return Schemes. Fraudsters are targeting people experiencing financial hardship from COVID-19 with quick high-return schemes based outside of Canada.

Pump-and-dump scams. This is a type of investment fraud where fraudsters artificially increase the price of a stock that they own by encouraging other investors to buy it. 

Work from home scams. Be on alert for fraudsters offering fake job opportunities.


IOSCO Investor Alerts

Stay informed about the latest international investor warnings and alerts by visiting the International Organization of Securities Commissions (IOSCO) Investor Alerts Portal.




OSC in the Community

OSC in the Community is an outreach program that takes the OSC's regulatory mandate from Bay Street to Main Street. OSC staff travel to communities across Ontario to talk to people about making informed financial decisions and avoiding investment fraud.

To protect the health and safety of the public and staff, all OSC in the Community events will be delivered online or by phone until further notice. We will continue to monitor the situation and follow guidance from public health authorities.

  • April 26, 2021 - Webinar 
  • April 27, 2021 - Webinar 
  • April 29, 2021 - Webinar 
  • April 30, 2021 - Webinar 

Learn more

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Here are 5 reasons to have a financial plan.

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