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Ontario Securites Commision - Investor offices
Investor News
March 20, 2018
OSC Publishes Seniors Strategy

As part of our continued efforts to deliver strong investor protection and responsive regulation, the Ontario Securities Commission (OSC) today published its Seniors Strategy (OSC Staff Notice 11-779), which outlines new initiatives to respond to the needs of older investors and better equip registered firms and representatives to address issues that may arise as their clients age.

The OSC’s vision is a stronger and more secure financial future for all Ontario seniors. Our Seniors Strategy includes a comprehensive action plan of targeted policy, operational, research, educational and outreach initiatives to ensure that older Ontarians’ needs are appropriately met by the OSC and the investment industry. Read the OSC Seniors Strategy


We appreciate the support, linked to below, that many organizations have expressed today for the Seniors Strategy.

These include self-regulatory organizations such as IIROC and the MFDA, and investment industry associations such as IFIC, IIACPMAC and the PCMA. In addition, seniors' and investor advocacy groups such as CARP and FAIR Canada have also issued statements of support, as did OBSI and the FPSC.

We recognize that the way to achieve our vision is dependent in part on engagement and partnerships with stakeholders, including the financial industry, working together to achieve our shared goals. We look forward to continuing this dialogue with stakeholders as we move forward with implementing the various initiatives contemplated by this Strategy.

Investing As We Age

The data tells us that people are living longer than ever, and older Ontarians make up a growing portion of the population. At the same time, the financial lives of individuals aged 65 and older are becoming more complex. Read the Seniors Strategy to learn more about some of the research and data that informed its development.

Additional Investor Office research, including our recent Investing As We Age study, can be found at this link.

Tools and resources for older investors

Take a look at our Growing Older hub and Planning for Retirement hub for tips and information on how to plan for your financial future. 

If you still have questions, head over to our Re: Investing website to ask us your investing question or browse through the hundreds of investor questions we've already answered.

IOSCO Senior Investor Vulnerability Report

IOSCO Senior Investor Vulnerability Report

The International Organization of Securities Commissions (IOSCO) recognized as the global standard setter for the securities sector recently published a report on Senior Investor Vulnerability, which looks at the potential issues faced by older investors around the world and how these can affect their interactions with financial services.


Spring Cleaning

It's the first day of spring and many of us are looking forward to the brighter, warmer days ahead. It's also a good time to check if your financial future will also be as sunny by reviewing your financial progress. Here are some ideas for giving your portfolio a spring cleaning and making sure your investments are on the right track.


Tools and Calculators

Our website has many popular tools and calculators to help you with your finances.

These include our RRSP Saving Calculator, Mutual Fund Fee Calculator, RESP Savings Calculator, TFSA Calculator, Compound Interest Calculator, Net Worth Calculator and Investment Recovery Calculator, as well as tools such as our interactive Fund Facts and ETF Facts samples.


Risk-Return Relationship

Understanding the relationship between risk and return is an important step in becoming a more informed investor.

Generally, the higher the potential return of an investment, the higher the risk of that investment. There is no guarantee that you will actually get a higher return by accepting more risk. Learn more


Behavioural Insights

The OSC is unique in how we're applying behavioural insights to our securities regulatory work here in Canada, which was recently recognized by the OECD on its 2018 Behavioural Insights Map. The map shows those organizations around the world that have institutionalized behavioural insights in public policy. Learn more about this area by visiting our Behavioural Insights hub.




Proposed Changes to the Syndicated Mortgage Regime

The CSA published for comment proposed amendments to National Instrument 45-106 Prospectus Exemptions and National Instrument 31-103 Registration Requirements, Exemptions and Ongoing Registrant Obligations, as well as changes to Companion Policy 45-106CP Prospectus Exemptions.

Learn More




Always know the 5 most recent OSC investor warnings and alerts by bookmarking this Fact Card or embedding it on your website or blog.


USI Tech Limited

The OSC is warning investors that USI Tech Limited (USI Tech), Eleanor Parker and Casey Combden are not registered to sell securities in Ontario. USI Tech, Ms. Parker and Mr. Combden appear to be involved in a multilevel marketing scheme that targets Ontario investors and encourages them to purchase bitcoin packages.


Stay informed about the latest international investor warnings and alerts by visiting the International Organization of Securities Commissions (IOSCO) Investor Alerts Portal.




OSC in the Community

OSC staff are taking the Commission's regulatory mandate from Bay Street to Main Street with seminars on preventing fraud and making informed investment decisions.

  • Toronto (North York) - March 20, 2018
  • London - March 21, 2018
  • Toronto (Downtown) - March 22, 2018
  • Cambridge - March 28, 2018

Learn More

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