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Ontario Securites Commision - Investor offices
Investor News
October 2, 2018
World Investor Week

The second annual World Investor Week is underway!

The Ontario Securities Commission (OSC) is proud to participate in World Investor Week, a global campaign promoted by the International Organization of Securities Commissions (IOSCO) to raise awareness about the importance of investor education and protection. It takes place from October 1 through 7, 2018. October is also Investor Education Month in Canada.

Tied to the important themes of World Investor Week, we've included investor education and protection tips in this edition of Investor News

World Investor Week

The Canadian Securities Administrators (CSA), which includes the OSC, will mark Investor Education Month this October with a variety of activities designed to help investors achieve a greater understanding of how to grow and protect their investments. The CSA and its members are also supporting World Investor Week.

Learn more about the events and activities taking place across Canada.

Check Before You Invest

Tip 1: Check Before You Invest

Always check the registration of any person or business trying to sell you an investment or give you investment advice. Registration helps protect investors from unqualified or fraudulent investment professionals. Learn more at You can also watch our series of short Check Before You Invest animations back-to-back at this link.

Tip 2: Have a Plan

Tip 2: Have a Plan

Having a plan means having a road map for reaching short- and long-term financial goals which could include saving or investing for a new home, higher education, marriage, having children, or retirement. A strong financial plan will also help you better cope with unexpected events and expenses. Learn more about financial planning

Tip 3: Understand Risk

Tip 3: Understand Risk

In general, higher-risk investments offer higher potential returns, and lower-risk investments offer lower returns. But there is no guarantee that you will actually get a higher return by accepting more risk. Learn more about the risk-return relationship

More Information on Investing

More Information on Investing

We also have resources on other key World Investor Week topics such as how diversification worksthe power of compound interest, and protecting against investment fraud.  

You can also get more tips on investing throughout World Investor Week and Investor Education Month by following us on Facebook and Twitter, attending an OSC in the Community event, and visiting

Seniors Expert Advisory Committee

The OSC recently announced the new membership of its Seniors Expert Advisory Committee (SEAC).

Comprised of 15 experts including leaders from the financial industry, investor and seniors advocates, the legal profession, and health and aging experts, the SEAC advises OSC staff on activities of the OSC designed for older investors. These include policy, operational, research, education and outreach initiatives. A key area of focus will be advising staff on the implementation of the OSC's Seniors Strategy, published in late March. Read the new SEAC member biographies.

Meet Tim Moseley

Tim Moseley was appointed a Vice-Chair of the OSC in November 2017. The Investor Office recently sat down with Tim to talk about his background, his role at the OSC and the importance of looking at things from different perspectives. Meet Tim

Investor Knowledge Quiz

Investor Knowledge Quiz

Take this quiz to test your investing knowledge and see how well you understand important concepts like investment risk, diversification and fraud prevention.

Visit for more quizzes to test your knowledge of investing and finances.

Pay Down Debt or Invest Calculator

Pay Down Debt or Invest Calculator

If you have extra money, should you pay off debt or invest? Use this calculator to help you decide by finding out what your investment must earn – before tax, if applicable – to match the return from using your money to reduce debt.

Visit for many more calculators to help you with your finances.

Investor Advisory Panel

The OSC is inviting applications for membership on its independent Investor Advisory Panel (IAP), which advises and comments on proposed rules, policies and investor protection initiatives.

The IAP is an important voice for investors in the regulatory process, and new members will be selected to ensure that the panel continues to represent a broad range of relevant experience, skills, knowledge and perspectives. Members are appointed for terms of up to two years and will be compensated for their time in meeting the IAP’s mandate. A selection committee consisting of two Commissioners and a Vice-Chair will interview short-listed candidates. The Chair of the OSC will appoint the panel members based on the recommendations of the selection committee.

Apply by October 26, 2018. Learn more

Osgoode Investor Protection Clinic

Osgoode Investor Protection Clinic

The Investor Protection Clinic, a joint initiative between Osgoode Hall Law School and FAIR Canada that was funded by the Law Foundation of Ontario, recently marked its one-year anniversary. Read their annual report summarizing their work in their inaugural year.

The Investor Protection Clinic provides free legal advice to people who believe their investments were mishandled and who cannot afford a lawyer. Get in touch with the Investor Protection Clinic by visiting their website or Twitter account.


Through our website and other activities, we're strengthening financial literacy and security by helping millions of people make smarter decisions with their money. Our team is proud that was recently recognized once again by winning another award for the presentation and delivery of educational information.

If you have ideas to further improve, or have any thoughts on other topics to share with us, please don't hesitate to contact us at




Proposed Client-Focused Reforms

Comments due: October 19, 2018

The CSA published for comment proposed amendments to National Instrument 31-103 Registration Requirements, Exemptions and Ongoing Registrant Obligations and Companion Policy 31-103CP Registration Requirements, Exemptions and Ongoing Registrant Obligations (Client-Focused Reforms).

Learn more


Proposed rule regarding non-GAAP and other financial measures

Comments due: December 5, 2018

The Canadian Securities Administrators (CSA) today published for comment Proposed National Instrument 52-112 Non-GAAP and Other Financial Measures Disclosure, which establishes disclosure requirements for issuers that disclose non-GAAP and other financial measures.

Learn more


Proposed rules to prohibit certain embedded commissions

Comments due: December 13, 2018

The Canadian Securities Administrators (CSA) published for comment a notice outlining proposed amendments that would prohibit investment fund managers from paying upfront sales commissions to dealers, and trailing commissions to dealers who do not make a suitability determination, such as order-execution-only dealers

Learn more




Always know the 10 most recent OSC investor warnings and alerts by bookmarking this Fact Card or embedding it on your website or blog.


Payback Limited and Trans Atlantic Direct

The OSC is warning investors that Payback Limited appears to be involved in a scheme that targets former investors of Trans Atlantic Direct. Learn More



The OSC is warning investors that HQBroker is not registered to sell securities in Ontario. Learn More


Bristol Consulting FX

Bristol Consulting FX, also doing business as bristolconsultingfx[DOT]com is not registered in Ontario to engage in the business of trading in securities. Learn more


Caution urged for Canadians investing with crypto-asset trading platforms

The Canadian Securities Administrators (CSA) is urging Canadians to be cautious when considering buying crypto assets through trading platforms. Learn more




Investor Office Telephone Townhall

October 10, 2018

Telephone townhall are a way for the Investor Office to connect with thousands of Ontarians at a time. Telephone townhall work much like a call-in radio show where OSC staff provide information, answer questions and conduct live polls over the course of one hour.

The next telephone townhall is being held as part of Investor Education Month and will focus on how to spot some common investment scams. You can also ask OSC experts your investment and fraud-related questions.

Free registration


OSC in the Community

OSC staff are taking the Commission's regulatory mandate from Bay Street to Main Street with seminars on preventing fraud and making informed investment decisions.

  • Milton - October 3, 2018
  • Toronto (Scarborough) - October 5, 2018
  • Toronto (North York) - October 9, 2018
  • Coburg - October 12, 2018
  • Toronto (Scarborough) - October 16, 2018
  • Burlington - October 18, 2018
  • Brampton - October 22, 2018
  • Ottawa - October 23, 2018
  • Ottawa - October 24, 2018
  • Timmins - October 25, 2018
  • Toronto (Scarborough) - October 26, 2018
  • Mississauga - October 29, 2018

Learn More

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