Investor Office
February 10, 2017
We're in the middle of Registered Retirement Savings Plan (RRSP) season, with the 2016 contribution deadline fast-approaching on March 1. This means that many people are currently debating if and how much they should be contributing to their RRSPs. Before making any decisions, make sure you understand how an RRSP works and other aspects of saving for retirement.

Fact Card

Fact Card: RRSPs 101

Embed this Fact Card from the Investor Office on your website, article or blog to help your audience understand more about the basics of RRSPs. Our Fact Cards are embeddable, shareable and mobile-friendly. Visit the OSC website to see the current library of Fact Cards.



Investing for Retirement

Deciding how and where to save your money is a big part of your retirement planning. There are different ways to save, involving more than just contributing to your RRSPs, and choosing the right investment options for you is an important decision. Read about some considerations when investing for retirement, including risks and fees.

RRSP Savings Calculator Use our calculator to estimate how much your RRSP could be worth at retirement and how much income it could provide each year.


Meet OSC General Counsel Jim Sinclair

James (Jim) Sinclair serves as General Counsel of the Ontario Securities Commission (OSC). The Investor Office recently sat down with Jim to discuss his background, the role of General Counsel and the General Counsel’s Office, the evolution of the OSC and the importance of investor protection. Meet Jim



Love and Money (and Paperwork)

Are you and your partner on the same page when it comes to money? Spend some time this Valentine's Day getting to know each other’s money habits and learning how each of your strengths can help you as a couple with the Love & Money Quiz. The day after Valentine's Day, review our Love & Paperwork tool, a checklist for newlyweds and other couples.

The Investor Office recently launched a new website to help investors navigate their new annual reports on investment performance and the cost of advice. Investors are beginning to receive this information for the first time; make sure you understand what the reports are telling you about your account.
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Senator Howard Wetston

Former OSC Chair and CEO Howard Wetston was appointed to the Senate of Canada in the fall of 2016. His first speech as a Senator touched on various topics including financial regulation, capital markets and investor protection.



Canadian Securities Regulators Seek Input on Potential Impacts of Discontinuing Embedded Commissions

Comments due: June 9, 2017

The Canadian Securities Administrators – the umbrella organization of Canada’s provincial and territorial securities regulators that includes the Ontario Securities Commission  are seeking input on the option of discontinuing embedded commissions and the potential impacts of such a change on Canadian investors and market participants. Learn more




Admiral Global Private Equity Group

The OSC added Admiral Global Private Equity Group, doing business as admiralglobal[dot]com, to its Investor Warning List on January 17, 2017. Investors are warned that Admiral Global Private Equity Group is not registered in Ontario to trade securities or to advise anyone regarding investing in, buying or selling securities. Learn more


Kevin O’Leary falsely linked to binary options trading platforms and software

The OSC is warning investors about advertisements using the image or likeness of Kevin O’Leary to promote “get rich” schemes using certain binary options trading software and platforms.

OSC staff have communicated with representatives of Kevin O'Leary and confirmed that he has not approved the use of his image in any advertisements or news articles involving binary options, and that he is not promoting or otherwise associated with any binary options trading software or platforms, including The Millionaire(s) Blueprint, Play It On Point, Eurostreet Money or Boss Capital.

We also want to make it clear that no business is currently registered or authorized to sell binary options in Canada. Learn more


Key Dates


Investor Office Teletownhall

March 2, 2017

Teletownhalls are a way for the Investor Office to connect with thousands of Ontarians at a time. Teletownhalls work much like a call-in radio show where OSC staff provide information, answer questions and conduct live polls over the course of one hour.

Our upcoming teletownhall in March is being held as part of Fraud Prevention Month and will focus on recognizing and preventing different types of investment fraud. Join us to learn more about spotting some common scams and ask OSC experts your fraud-related questions.

Register Now

OSC in the Community: Protect Your Money

  • Hamilton - February 15, 2017
  • Chatham - February 17, 2017
  • Courtice - February 21, 2017
  • Belleville - February 23, 2017
  • Toronto (Scarborough) - February 27, 2017
  • Guelph - March 9, 2017
OSC staff are taking the Commission's regulatory mandate from Bay Street to Main Street with seminars on preventing fraud and making informed investment decisions. Learn more
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Here's a tip!

Fees for RRSPs can vary widely. Here are 4 types of RRSP fees.

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We're hiring a Senior Advisor, Research and Regulatory Innovation in the Investor Office, a great opportunity for someone interested in thought-leadership, research and behavioural insights in securities regulation.

We offer a diverse, fair and flexible work environment and take pride in our challenging and rewarding work. Grow your career and make a difference working at the OSC!
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