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Investor News
January 7, 2021
New Year's Financial Resolutions

Many of us are eager to forget 2020, but last year’s challenges continue into the New Year.

Check out these top 10 suggested New Year’s financial resolutions for investors. The first week of the New Year is the perfect time to review your finances and commit to improvements heading into 2021. It has never been more important to understand your personal finances and make informed investment decisions. Learn more

Achieving Your Financial Goals

Achieving Your Financial Goals

A New Year brings new opportunities and challenges. Whether your financial goal is to save more money, start investing or prepare for retirement, getting started is often the most difficult step. If you decide to work with a financial planner, make sure that the products and services they provide meet your needs. Learn more

Mutual Fund Fee Calculator

Mutual Fund Fee Calculator

You may directly or indirectly pay fees and other costs when investing in mutual funds, and fees impact your investment returns.

Use our Mutual Fund Fee Calculator to see how fees and other costs affect your returns. Find a specific mutual fund or compare multiple funds. 

Converting Retirement Savings

Converting Retirement Savings to Income

It takes years to save for retirement and when that time comes, do you know how to create a regular income stream from your savings? There are several options depending on your financial needs and tax situation. Learn more

Paying Down Debt

Paying Down Debt

Debt can be a useful financial tool but too much debt can limit your financial options, making it difficult to save money and lowering your overall financial health. You'll need consistency and discipline to tackle debt but if it becomes unmanageable, you may need to consider getting help from a professional. Learn more


Initial Public Offerings

An initial public offering, or IPO, is the first sale of stock by a company to the public. It's often called "going public", and some high-profile companies have had significant success with their IPOs in recent months. Learn more

Affinity Fraud

Affinity Fraud

Were you approached with an investment opportunity over the holidays, but had suspicions?

Fraudsters sometimes approach potential victims through a group or community organization that they belong to. These groups could be religious groups, ethnic groups, or even workforce communities like unions or the military. Learn more

Financial Market Volatility

Financial Market Volatility

Investors experienced increased levels of stress as a result of market volatility caused by the COVID-19 pandemic. The 2020 OSC Investor Experience Research Study provides a glimpse into investor reaction and behaviour during the early months of the crisis. There were correlations between financial knowledge and selling behaviour. Individuals with lower levels of financial knowledge were much more likely to sell at this time. Learn more

Ontario's Exempt Market

Ontario’s Exempt Market

The Ontario Securities Commission recently published a report on capital raising activity by corporate (non-investment fund) issuers in Ontario’s exempt market between 2017 and 2019.

The report revealed that while there has been notable year-over-year growth in the number of individual investors with capital invested in Ontario’s exempt market, the number of issuers raising capital has remained relatively stable. Learn more

Activist Short Selling

CSA Consultation on Activist Short Selling

The Canadian Securities Administrators (CSA) recently published a consultation paper to facilitate discussion about activist short selling.

Activist short selling involves an individual or entity that takes a short position in a security and then publicly shares information that is expected to negatively impact a company’s stock price. If the value of the security declines, the short seller realizes a profit. Learn more

OSC Contact Centre

Pandemic-related Investment Scams

Protect your money from fraudsters exploiting fear and uncertainty during the pandemic. The Canadian Securities Administrators, which includes the Ontario Securities Commission, are warning investors of COVID-19-related investment scams and frauds.

Contact us to report a suspected investment scam. We can also help if you’re unsure if an investment opportunity is legitimate or not.

Ontario Securities Commission Contact Centre
Toll-free: 1-877-785-1555




Proposed elimination of routine exemptive relief applications for international firms

Comments due: March 1, 2021

The OSC published for comment proposed OSC Rule 32-506 (Commodity Futures Act) Exemptions for International Dealers, Advisers and Sub-Advisers and a proposed amendment to OSC Rule 91-502 Trades in Recognized Options. Learn more


Comments sought on activist short selling

Comments due: March 3, 2021

The CSA published a consultation paper to facilitate discussion about activist short selling. Learn more




Always know the 10 most recent OSC investor warnings and alerts by bookmarking this Fact Card or embedding it on your website or blog.


Transport Coin Technology

Transport Coin Technology, offering investment services on its website found at www[dot]transportcointech[dot]com, is not registered in Ontario to engage in the business of trading in securities. Learn more


Mining City

Mining City, offering investment services on its website found at www[dot]miningcity[dot]com, is not registered in Ontario to engage in the business of trading in securities. Learn more


COVID-19 Fraud Alerts

Watch our COVID-19 fraud alert video series. Fraudsters are exploiting the fear surrounding economic conditions and the COVID-19 pandemic.

Fake government messages. Be careful of fraudsters posing as government agencies or departments by text or email.

Financial representative impostors. Be on alert for fraudsters posing as your bank or investment firm advisor.

Quick High-Return Schemes. Fraudsters are targeting people experiencing financial hardship from COVID-19 with quick high-return schemes based outside of Canada.

Pump-and-dump scams. This is a type of investment fraud where fraudsters artificially increase the price of a stock that they own by encouraging other investors to buy it. 

Work from home scams. Be on alert for fraudsters offering fake job opportunities.


IOSCO Investor Alerts

Stay informed about the latest international investor warnings and alerts by visiting the International Organization of Securities Commissions (IOSCO) Investor Alerts Portal.




OSC in the Community

OSC in the Community is an outreach program that takes the OSC's regulatory mandate from Bay Street to Main Street. OSC staff travel to communities across Ontario to talk to people about making informed financial decisions and avoiding investment fraud.

To protect the health and safety of the public and staff, all OSC in the Community events will be delivered online or by phone until further notice. We will continue to monitor the situation and follow guidance from public health authorities.

  • January 12, 2021 - Webinar
  • January 13, 2021 - Webinar
  • January 19, 2021 - Webinar
  • January 21, 2021 - Webinar
  • January 27, 2021 - Webinar

Learn more

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Here are 4 key factors when choosing a mortgage.

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