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April 17th is the deadline to contribute!

If you still need to make a contribution to an IRA, it's not too late. You have until Tuesday, April 17, 2018 to contribute. 

2018 Retirement Account Contribution Limits

Highlights of Changes for 2018

  • The contribution limit for employees who participate in 401(k), 403(b), most 457 plans, and the federal government’s Thrift Savings Plan has increased from $18,000 to $18,500.
  • The income ranges for determining eligibility to make deductible contributions to traditional Individual Retirement Arrangements (IRAs), to contribute to Roth IRAs and to claim the saver’s credit all increased for 2018.

Highlights of Limitations that Remain Unchanged from 2017

  • The limit on annual contributions to an IRA remains unchanged at $5,500. The additional catch-up contribution limit for individuals aged 50 and over is not subject to an annual cost-of-living adjustment and remains $1,000.
  • The catch-up contribution limit for employees aged 50 and over who participate in 401(k), 403(b), most 457 plans and the federal government’s Thrift Savings Plan remains unchanged at $6,000.
[The information above along with detailed information about these items is available online on the irs.gov website in the news release HERE.]

This is a good time to check your retirement account contributions and possibly increase them. Check with your CPA to see if you qualify.
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A couple of weeks ago, we had a book signing (and reading!) of P.I.G.G.Y. Plan-It: Prudent Investors Get Going Young at Lemuria in Jackson. 
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If you are ever interested in joining Ryder and Susan for lunch at Rotary, they're happy to have you as their guest! They are members of the Madison-Ridgeland Rotary Club and meet each Thursday at noon for a hot meal at Embassy Suites in Ridgeland. For a list of upcoming speakers, click HERE

And if you're ever in need of a notary, Jackie and Susan are notaries public. Just stop by the office!
Ryder writes a monthly column for Parents & Kids Magazine. To read past columns, click HERE.
If you need to reach us, give our office a call 601.991.3158 or send us an email:
Nancy Lottridge Anderson, Ph.D., CFA: nanderson@newper.com
Ryder Taff, CFA, CIPM: rtaff@newper.com
Jackie Wright: jwright@newper.com
Susan E. McAdory, MBA: smcadory@newper.com
Copyright © 2018 New Perspectives, Inc., All rights reserved.

New Perspectives, Inc.
FEE-ONLY FINANCIAL ADVISORS
303 Highland Park Cove, Suite B
Ridgeland, MS 39157
601.991.3158
www.newper.com






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New Perspectives, Inc. · 303 Highland Park Cove · Suite B · Ridgeland, MS 39157 · USA

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